Track a Wealthsimple Portfolio: Setup Guide
Want one view of investments held at Wealthsimple and elsewhere? Start by checking one account and one holding. This guide shows how to choose an entry method, verify the result and use the available analysis without transferring your investments.
1. Choose the setup method that fits your account
| Method | What to prepare | What to check |
|---|---|---|
| Manual entry | A current account statement and the symbol, quantity and cost of a holding | Save a first position, then compare its details with the statement. |
| CSV/Excel import | A file in a supported layout | Review recognized columns and any rejected rows. Not every brokerage export is compatible. |
| Broker sync | An account at an institution supported by the connection flow | Premium access, supported account types and the connection permissions. Sync is not a promise of real-time data. |
Manual entry and imports are subject to the current plan limits. Disnat is not currently available through WealthWise broker sync; use a supported import or manual entry instead. See the broker connection guide for the connection process. WealthWise does not execute trades or transfer your assets.
2. Verify the first holding before adding the rest
- Use the correct exchange and currency: a Canadian listing and a US listing are not interchangeable.
- Compare the quantity and cost with your statement. A market value is not the amount you originally contributed.
- Check the quote date and currency conversion before investigating a difference in account value.
- Check that an imported or synced position is not also present as a manual duplicate.
- Keep records of contributions, withdrawals and transactions. Current holdings alone cannot recreate a complete performance history.
If a row is missing or an import fails, correct the input before reading the totals. A saved holding is a better first milestone than an apparently successful upload with incomplete data.
3. Ask one useful question in the first analysis
- Concentration: does the combined view show a larger position than you expected across accounts?
- ETF exposure: what is represented by the available underlying holdings, and what remains unclassified? Read the coverage and source dates; partial data is not a complete picture.
- Dividends: what income is estimated from the available data? Projections are not confirmed payments and distributions can change.
Feature availability depends on your plan. For example, portfolio ETF overlap requires Essential or Premium. Review features and limits before choosing a subscription. You can first try a public ETF overlap comparison without importing an account.
4. Compare performance methods, not just percentages
WealthWise uses Modified Dietz in parts of its performance analysis. It is an approximation based on weighted cash flows, not identical to a true time-weighted return. Different start dates, missing deposits or different exchange rates can also change the result. The GIPS calculation-methodology guidance explains this distinction; citing it does not imply certification of WealthWise.
For a practical example, see time-weighted versus money-weighted returns. Keep the broker statement as a reconciliation reference rather than treating any tracker total as authoritative.
See the workflow before entering your holdings
The demo uses fictional holdings. Nothing is connected and no brokerage assets are moved.
Explore the sample portfolio →Ready to use your own data? Create a free account, then start with a first holding within the Free plan limits.
Frequently asked questions
Does Wealthsimple already show performance and dividends?
Yes. Its enhanced performance insights include time-weighted returns, historical dividends and realized returns. Check those tools before deciding whether a separate multi-account view would help.
Do I need to connect a brokerage account?
No. You can start with manual entry or a compatible CSV/Excel import, subject to plan limits. Broker sync is a separate Premium feature and depends on supported institutions.
Is Modified Dietz the same as a true time-weighted return?
No. Modified Dietz estimates performance using weighted cash flows; it is not identical to a true time-weighted return. Compare the method, dates, cash flows and currency before comparing two displayed returns.
Sources and review
Revised October 8, 2026: setup workflow, product claims and the linked Wealthsimple documentation. Plan access was checked against the current application; compatibility and source coverage can change. No personal brokerage account was connected for this article.