Is WealthWise a broker or a bank?
No. WealthWise is an independent portfolio analytics tool. We don't hold your assets, place orders, or operate as a registered investment advisor. For any investment decision, consult a licensed advisor in your province.
Is my data stored in Canada?
Yes. All user data is hosted on servers in Canada (ca-central-1 region), in compliance with Canadian data-protection standards.
Is WealthWise free?
Yes — the Free plan is free for life: 1 portfolio with up to 15 assets, CSV/Excel import, and a descriptive dashboard. During beta, Essential is CA$4.99/month and Premium is CA$9.99/month.
How is WealthWise different from Wealthsimple or Sharesight?
Wealthsimple is a broker — they hold your assets. Sharesight is a generic tracker not optimized for Canada. WealthWise is a pure analytics tool, optimized for Canadian RRSP/TFSA/non-registered accounts, with built-in AI and FIRE projection.
Can I track my RRSP and TFSA accounts separately?
Yes, starting with the Essential plan. You can create one portfolio per account type (RRSP, TFSA, FHSA, non-registered) and see performance and allocation per account.
Does WealthWise AI give financial advice?
No. AI analysis provides general information only. WealthWise is not a financial advisor. For any investment decision, consult a licensed advisor registered with your provincial securities regulator.
Does WealthWise support Canadian ETFs (XEQT, VFV, ZSP)?
Yes. All ETFs listed on TSX/NEO/CSE are supported (XEQT, VFV, ZSP, VEQT, XGRO, VBAL, VCN, etc.), along with Canadian and US stocks (NYSE, NASDAQ).
How does the FIRE calculator work?
The FIRE Tracker module (Premium) projects your financial independence date based on your current savings, monthly contributions, expected annualized return, and target annual spending.
Can I delete my data?
Yes, at any time. Deleting your account erases all your data within 30 days, in compliance with privacy standards and PIPEDA.
How do I track my RRSP in Canada for free in 2026?
WealthWise is a 100% free tool to track your RRSP, TFSA, FHSA and non-registered accounts in Canada. Add your positions (stocks, ETFs, Canadian ETFs like XEQT/VFV/VGRO) and see your real returns, sector and geographic allocation, and projected dividends.
Can I track my cryptocurrencies (BTC, ETH, SOL) on WealthWise?
Yes. WealthWise supports the top 20 cryptocurrencies (Bitcoin, Ethereum, Solana, USDT, BNB, USDC, XRP, ADA, AVAX, Chainlink, etc.) with real-time prices via Yahoo Finance. We filter out memecoins (SHIB, PEPE, BONK) to stay focused on serious assets. No wallet integration — you enter your positions manually.
Is WealthWise only for Wealthsimple portfolios?
No. WealthWise is an independent analytics platform for every portfolio, regardless of broker. It supports Wealthsimple and other brokers while providing sector allocation, FIRE projections, benchmark comparisons and DRIP tools. Wealthsimple is also one of the broker options we recommend to Canadian investors.
Does WealthWise calculate tax ACB or superficial losses?
No. WealthWise does not currently calculate tax adjusted cost base (ACB) or track superficial losses. It provides portfolio tracking and descriptive analytics, not tax-return preparation. Use your broker records and consult a qualified tax professional for tax reporting.
Does WealthWise support the new FHSA / CELIAPP (first home) accounts?
Yes. WealthWise lets you track your First Home Savings Account (FHSA/CELIAPP) separately from your RRSP and TFSA. You can see allocation per account, contribution room used ($8,000/yr, $40,000 lifetime max), and growth projection through to your purchase.
How long does it take to set up my portfolio on WealthWise?
Under 5 minutes. Create a free account, add your positions manually (ticker + quantity + purchase price) or bulk-paste from Excel/Google Sheets, and WealthWise auto-generates your dashboard with returns, sector and geographic allocation, and projected dividends. No bank connection required — your data stays private.
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