WealthFree
CA$0/mo
Get started, explore, track 1 portfolio.
- 1 portfolio, 10 assets
- Price data (15-min delayed)
- 3 AI analyses per day
- Basic ACB calculation
- Watermarked PDF export
- Free forever
WealthWise Pricing 2026
Three simple plans, no commitment. Start free, then choose the level of analysis that fits you. All prices are in Canadian dollars, before tax.
50% off during betaEssential is CA$4.99 and Premium is CA$9.99 per month. Your beta rate stays attached to your subscription while it remains active.
Essential
CA$9.99/mo
CA$4.99/mo
Beta rate · or CA$49/year
Ideal for students, beginners, multiple accounts.
- 3 portfolios, 50 assets/portfolio
- Real-time price data
- 30 AI analyses per day
- Separate RRSP, TFSA, FHSA, non-registered
- Full ACB + superficial-loss tracking
- 10 active price alerts
- Unlimited XLSX/PDF export
Premium
CA$19.99/mo
CA$9.99/mo
Beta rate · or CA$99/year
For serious investors and FIRE enthusiasts.
- Unlimited portfolios & assets
- Unlimited AI analyses (Gemini 2.5)
- Visual FIRE Tracker + retirement simulator
- Sankey cashflow diagram
- Backtest vs S&P 500 / TSX 60
- 100 price alerts
- Unlimited watchlists
- Broker connection (SnapTrade)
- Priority 48h support
Not yet convinced? See the WealthWise vs Sharesight, Wealthica comparison or explore our free calculators.
What's in the Free plan, for life
The Free plan is not a trial. It is free for life, no card, no time limit. It covers the essentials to track a first Canadian portfolio (RRSP, TFSA, or non-registered) and test the Gemini AI engine before upgrading.
Security, compliance, and data residency
All user data is hosted on servers in Canada (Supabase ca-central-1, Montreal). Compliant with Canadian privacy law and the federal PIPEDA. Your broker credentials are never transmitted to us — broker integration uses SnapTrade in read-only mode, with no trade execution. See the privacy policy and terms of service.
Frequently asked questions
How does the 14-day Premium free trial work?
On signup, you get 14 days of Premium access without a credit card. On day 15, your account automatically downgrades to Free — no surprise charges. You can upgrade to Essential or Premium at any time from your dashboard.
How long is beta pricing available?
The offer has no announced end date. WealthWise may remove it for new subscriptions, but your beta rate stays attached to your subscription while it remains active. If you cancel and later subscribe again, the price available at that time applies.
Can I change plans at any time?
Yes. You can upgrade or downgrade at any time from Settings › Subscription. Upgrades are immediate; downgrades take effect at the end of your current billing period.
Is there a commitment?
No commitment. You pay monthly and can cancel anytime in one click. Pro-rated refund if you cancel within 7 days of a payment.
What payment methods are accepted?
Visa, Mastercard, and American Express via Stripe (PCI-DSS Level 1). PayPal and Interac e-Transfer coming in Q3 2026.
Is the Free plan time-limited?
No. The Free plan is free for life: 1 portfolio up to 10 assets, 3 AI analyses per day. No card required, ever.
Are taxes included in the prices?
No. Prices shown are pre-tax (GST/PST/HST/QST). Applicable taxes are added automatically based on your province of residence (5% minimum for federal GST, up to ~15% for GST + QST in Quebec).
Is my data hosted in Canada?
Yes. All user data is on Supabase ca-central-1 (Montreal). Compliant with Canadian privacy law and federal PIPEDA. See the full subprocessor list on the privacy policy.
Can I connect my brokerage?
The Premium plan includes read-only connections for institutions shown in our provider's secure window. This list may change. Disnat is unfortunately not available for direct connection at this time, but file import remains available.
Disclaimer: WealthWise is not a registered investment advisor with any provincial securities regulator. AI analyses are provided for informational purposes only and do not constitute personalized financial advice. For investment decisions, consult a registered advisor in your province.