WealthWise vs Passiv — 2026 Comparison
Passiv connects to Questrade to automate rebalancing. WealthWise is a deep analytics tool revealing your portfolio's true health — without automating trades.
Detailed comparison table
| Feature | Passiv | WealthWise |
|---|---|---|
| Main function | Auto-rebalancing | Deep analytics |
| Supported broker | Questrade only | All (manual/CSV) |
| Free tier | 1 portfolio | 1 portfolio, 10 assets |
| Paid tier | ~$10-30 USD/mo (verify current pricing) | $9.99-19.99 CAD/mo |
| Executes trades | Yes | No |
| Monte Carlo FIRE | No | Yes |
| Sector heatmap | No | Yes |
| S&P 500/TSX benchmark | No | Yes |
| Gemini AI | No | Yes |
| Bilingual FR/EN | English only | French + English |
Verdict
If you use Questrade and want automated rebalancing, Passiv works well. If you want to analyze deeply, WealthWise complements it. Many have both.
Frequently Asked Questions
Can Passiv replace WealthWise?
No. Passiv shows current vs target allocation. WealthWise goes deeper: Monte Carlo FIRE, sectors, dividends, AI.
Can WealthWise rebalance my portfolio?
No. WealthWise suggests adjustments (AI Smart Rebalance), you execute at your broker. We're not a broker.
Does Passiv support Wealthsimple?
No, Questrade only. WealthWise works with any broker via manual entry or CSV.
Which is cheaper?
Passiv Elite ~$30 USD ≈ $40 CAD/mo (verify current pricing). WealthWise Premium $19.99 CAD/mo — ~50% cheaper.
🌐 Version française: /vs/passiv/