:root {
  color-scheme: dark;
  --ww-bg: #080b17;
  --ww-panel: #101528;
  --ww-panel-2: #151b34;
  --ww-border: #273357;
  --ww-text: #f4f7ff;
  --ww-muted: #a7b1cf;
  --ww-blue: #4f8ef7;
  --ww-cyan: #20c8e8;
  --ww-teal: #00d4aa;
  --ww-amber: #f4b740;
  --ww-red: #ff6b6b;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  overflow-x: hidden;
  background: var(--ww-bg);
  color: var(--ww-text);
  font-family: Inter, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  line-height: 1.7;
}
.ww-nav { width: 100%; max-width: 100%; }
a { color: #75b5ff; }
a:hover { color: #9fd0ff; }
.authority-shell { width: min(1120px, calc(100% - 32px)) !important; max-width: 1120px !important; margin: 0 auto !important; }
.authority-main { padding: 42px 0 80px; }
.authority-article { width: min(820px, 100%) !important; max-width: 820px !important; margin: 0 auto !important; }
.authority-breadcrumb {
  display: flex;
  flex-wrap: wrap;
  gap: 7px;
  margin-bottom: 22px;
  color: #7884a6;
  font-size: 13px;
}
.authority-breadcrumb a { color: #8f9abb; text-decoration: none; }
.authority-eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 28px;
  padding: 4px 10px;
  border: 1px solid rgba(32, 200, 232, .34);
  border-radius: 999px;
  color: #74ddf2;
  background: rgba(32, 200, 232, .08);
  font-size: 12px;
  font-weight: 800;
}
.authority-eyebrow::before {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: var(--ww-teal);
  content: "";
  box-shadow: 0 0 12px rgba(0, 212, 170, .7);
}
.authority-article h1,
.authority-hub h1 {
  margin: 20px 0 14px;
  color: var(--ww-text);
  font-size: clamp(34px, 6vw, 58px);
  line-height: 1.06;
  letter-spacing: 0;
}
.authority-article h2 {
  margin: 44px 0 14px;
  color: var(--ww-text);
  font-size: 27px;
  line-height: 1.2;
  letter-spacing: 0;
}
.authority-article h3 { margin: 25px 0 8px; font-size: 19px; letter-spacing: 0; }
.authority-article p,
.authority-article li { color: var(--ww-muted); }
.authority-meta { margin: 0 0 24px; color: #8792b3; font-size: 13px; }
.authority-meta a { color: inherit; }
.authority-disclaimer {
  margin: 20px 0;
  padding: 13px 16px;
  border-left: 3px solid var(--ww-amber);
  border-radius: 6px;
  background: rgba(244, 183, 64, .07);
  color: #c7b98d;
  font-size: 13px;
}
.answer-first {
  margin: 24px 0 32px;
  padding: 24px;
  border: 1px solid rgba(0, 212, 170, .35);
  border-radius: 8px;
  background: linear-gradient(145deg, rgba(0, 212, 170, .09), rgba(79, 142, 247, .08));
}
.answer-first strong { display: block; margin-bottom: 8px; color: #65efd3; font-size: 13px; text-transform: uppercase; }
.answer-first p { margin: 0; color: #dce6ff; font-size: 18px; line-height: 1.58; }
.comparison-table-wrap { overflow-x: auto; margin: 20px 0; border: 1px solid var(--ww-border); border-radius: 8px; }
.comparison-table { width: 100%; min-width: 650px; border-collapse: collapse; background: var(--ww-panel); }
.comparison-table th,
.comparison-table td { padding: 13px 14px; border-bottom: 1px solid #202a49; text-align: left; vertical-align: top; }
.comparison-table th { color: #b6c7ef; background: #151d36; font-size: 12px; text-transform: uppercase; }
.comparison-table td { color: #c9d2e8; font-size: 14px; }
.comparison-table tr:last-child td { border-bottom: 0; }
.comparison-table td:first-child { color: #fff; font-weight: 800; white-space: nowrap; }
.difference-grid,
.decision-grid,
.hub-grid { display: grid; gap: 14px; }
.difference-grid { grid-template-columns: repeat(3, minmax(0, 1fr)); }
.difference-card,
.decision-card,
.hub-card {
  border: 1px solid var(--ww-border);
  border-radius: 8px;
  background: var(--ww-panel);
}
.difference-card { padding: 18px; }
.difference-card h3 { margin: 0 0 8px; color: #fff; font-size: 16px; }
.difference-card p { margin: 0; font-size: 14px; }
.decision-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.decision-card { padding: 19px; }
.decision-card h3 { margin: 0 0 8px; color: #7fbcff; }
.decision-card p { margin: 0; font-size: 14px; }
.authority-note {
  margin: 22px 0;
  padding: 16px 18px;
  border: 1px solid rgba(79, 142, 247, .28);
  border-radius: 8px;
  background: rgba(79, 142, 247, .07);
  color: #b8c7e8;
}
.fee-tool {
  margin: 24px 0;
  padding: 22px;
  border: 1px solid #2e416d;
  border-radius: 8px;
  background: #0e1427;
}
.fee-tool-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 14px; }
.fee-tool label { display: grid; gap: 6px; color: #bac5df; font-size: 13px; font-weight: 700; }
.fee-tool input {
  width: 100%;
  min-height: 44px;
  padding: 9px 11px;
  border: 1px solid #34446b;
  border-radius: 6px;
  outline: none;
  background: #080d1c;
  color: #fff;
  font: inherit;
}
.fee-tool input:focus { border-color: var(--ww-cyan); }
.fee-tool button,
.authority-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 10px 18px;
  border: 0;
  border-radius: 7px;
  background: linear-gradient(110deg, var(--ww-cyan), var(--ww-blue));
  color: #06101d;
  font: inherit;
  font-weight: 900;
  text-decoration: none;
  cursor: pointer;
}
.fee-tool button { margin-top: 16px; }
.fee-results { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 10px; min-height: 92px; margin-top: 18px; }
.fee-result { padding: 13px; border: 1px solid #25345a; border-radius: 7px; background: var(--ww-panel-2); }
.fee-result span { display: block; color: #91a0c2; font-size: 12px; }
.fee-result b { display: block; margin-top: 4px; color: #fff; font-size: 18px; }
.fee-tool small { display: block; margin-top: 12px; color: #7783a2; }
.methodology,
.sources,
.related-reading { margin: 30px 0; padding: 20px; border: 1px solid #283354; border-radius: 8px; background: rgba(16, 21, 40, .8); }
.methodology h2,
.sources h2,
.related-reading h2 { margin: 0 0 10px; font-size: 20px; }
.sources ul,
.related-reading ul { margin: 0; padding-left: 20px; }
.faq-list details { margin-bottom: 9px; padding: 14px 16px; border: 1px solid #273252; border-radius: 7px; background: var(--ww-panel); }
.faq-list summary { color: #e9efff; font-weight: 800; cursor: pointer; }
.faq-list p { margin-bottom: 0; }
.authority-product-cta {
  display: grid;
  grid-template-columns: 1fr auto;
  align-items: center;
  gap: 22px;
  margin: 38px 0;
  padding: 24px;
  border: 1px solid rgba(0, 212, 170, .34);
  border-radius: 8px;
  background: #10172b;
}
.authority-product-cta h2 { margin: 0 0 5px; font-size: 22px; }
.authority-product-cta p { margin: 0; font-size: 14px; }
.authority-footer { padding: 28px 16px 44px; border-top: 1px solid #1c2542; color: #7783a2; text-align: center; font-size: 12px; }
.authority-footer a { color: #93a0bd; }

.authority-hub { padding: 44px 0 80px; }
.authority-hub-hero { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(360px, .95fr); gap: 48px; align-items: center; min-height: 520px; }
.authority-hub h1 { font-size: clamp(42px, 7vw, 72px); }
.authority-hub-lead { max-width: 650px; color: #aab5d2; font-size: 19px; }
.hub-dashboard {
  min-height: 370px;
  padding: 22px;
  border: 1px solid #2d3d6a;
  border-radius: 8px;
  background: #10142c;
}
.hub-window { display: flex; gap: 7px; margin-bottom: 26px; }
.hub-window span { width: 9px; height: 9px; border-radius: 50%; background: var(--ww-red); }
.hub-window span:nth-child(2) { background: var(--ww-amber); }
.hub-window span:nth-child(3) { background: #34d267; }
.hub-metric { margin-bottom: 18px; }
.hub-metric small { color: #7f8cab; font-weight: 800; text-transform: uppercase; }
.hub-metric b { display: block; margin-top: 3px; font-size: 29px; }
.hub-bars { display: grid; gap: 12px; }
.hub-bar-row { display: grid; grid-template-columns: 58px 1fr 52px; gap: 10px; align-items: center; color: #aeb9d6; font-size: 12px; }
.hub-bar { height: 13px; overflow: hidden; border-radius: 4px; background: #1e2947; }
.hub-bar i { display: block; height: 100%; border-radius: inherit; background: linear-gradient(90deg, var(--ww-blue), var(--ww-teal)); }
.hub-section { margin-top: 42px; }
.hub-section-head { max-width: 720px; margin-bottom: 24px; }
.hub-section h2 { margin: 0 0 8px; font-size: 32px; }
.hub-section p { color: var(--ww-muted); }
.hub-grid { grid-template-columns: repeat(2, minmax(0, 1fr)); }
.hub-card { display: block; min-height: 210px; padding: 22px; color: inherit; text-decoration: none; transition: border-color .15s, transform .15s; }
.hub-card:hover { transform: translateY(-2px); border-color: #46649a; color: inherit; }
.hub-card span { color: #53d7ee; font-size: 12px; font-weight: 900; text-transform: uppercase; }
.hub-card h3 { margin: 8px 0; color: #fff; font-size: 21px; }
.hub-card p { margin: 0; font-size: 14px; }
.hub-card .hub-read { margin-top: 14px; color: #7eb7ff; font-weight: 800; }
.hub-framework { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 12px; }
.hub-framework div { padding: 18px; border-top: 3px solid var(--ww-teal); background: var(--ww-panel); }
.hub-framework b { display: block; margin-bottom: 6px; }
.hub-framework p { margin: 0; font-size: 13px; }

@media (max-width: 820px) {
  .difference-grid,
  .fee-results,
  .hub-framework { grid-template-columns: 1fr 1fr; }
  .authority-hub-hero { grid-template-columns: 1fr; min-height: 0; }
  .hub-dashboard { min-height: 320px; }
}

@media (max-width: 620px) {
  .authority-shell { width: min(100% - 24px, 1120px) !important; }
  .authority-main { padding-top: 24px; }
  .authority-article h1 { font-size: 36px; }
  .authority-article h2 { font-size: 24px; }
  .difference-grid,
  .decision-grid,
  .fee-tool-grid,
  .fee-results,
  .hub-grid,
  .hub-framework,
  .authority-product-cta { grid-template-columns: 1fr; }
  .answer-first,
  .fee-tool,
  .authority-product-cta { padding: 18px; }
  .authority-primary { width: 100%; }
  .authority-hub { padding-top: 24px; }
  .authority-hub-hero { gap: 20px; }
  .authority-hub h1 { font-size: 39px; }
  .authority-hub-lead { font-size: 16px; }
  .hub-dashboard { min-height: 0; padding: 14px; }
  .hub-window { margin-bottom: 14px; }
  .hub-metric { margin-bottom: 10px; }
  .hub-metric b { font-size: 23px; }
  .hub-bars { gap: 6px; }
  .hub-bar-row:nth-child(n+3) { display: none; }
  .hub-section { margin-top: 28px; }
}